Young couple relaxing on the yacht cruise. Travel adventure, yachting vacation

Personal Insurance

Here at Nationwide Marine Insurance, we aim to ensure that your personal unique Marine Insurance needs will be met, by finding the right policy for you.

Regardless of the watercraft you own, whether that is a jetski, boat, sailing boat, fishing boat, sports craft, canoe or anything in between, we can help to find you the right Marine Cover for your vessels.

Yacht Insurance

Nationwide Marine Insurance is able to provide Yacht insurance quotations for UK registered boats or for boats owned by UK residents, including boats kept outside of the UK.

Top-down view of a motor yacht sailing at sea

Purchasing a yacht can normally be a sizeable investment, therefore it can be financially beneficial to ensure that your vessel is adequately insured. Whatever the shape or size of your yacht, we can arrange cover that can protect you against financial burdens which may result from risks such as: fires, thefts or damage

Summary Of Cover

  • New For Old Cover - For spars and sails if damaged beyond repair, irrespective of age.
  • Full Racing Risk Cover - Without deduction for spars and sails apart from the policy excess.
  • Comprehensive All Year Round Cover - On inland and coastal waters of the UK, including transit risks.
  • Continental Europe extension - Up to a maximum of 30 days.
  • Third Party Liability - up to £3,000,000
  • Policies written by reputable Insurance companies.
  • Reliable claims service.
  • Legal Fees Protection - Optional at an additional premium.
  • Insurance Premium Tax - All premiums quoted include Insurance Premium Tax at the current rate.

Dinghy Insurance

Nationwide Marine Insurance can provide quotations for craft including Racing Dinghies, Singles, Pairs, Fours and Eights, Sail Boards and other classses such as International 505, Squib and Catamarans up to 18ft.

Man driving a white dinghy across the sea

At Nationwide Marine Insurance, we could provide insurance options for watercraft including racing dinghies, training dinghies, sailing dinghy, singles, pairs, fours and eights, sail boards. Whether you like to compete and race your dinghy or if you prefer a leisurely sail, we can offer the right cover for your craft.

Summary Of Cover

  • New For Old Cover - For spars and sails if damaged beyond repair, irrespective of age.4
  • Full Racing Risk Cover - Without deduction for spar and sails apart from the policy excess.
  • Comprehensive All Year Round Cover - On inland and coastal waters of the UK, including transit risks.
  • Continental Europe extension - Up to a maximum of 30 days.
  • Third Party Liability - up to £3,000,000
  • Policies written by reputable Insurance companies.
  • Reliable claims service.
  • Legal Fees Protection - Optional at an additional premium.
  • Insurance Premium Tax - All premiums quoted include Insurance Premium Tax at the current rate.

Motorboat Insurance

Nationwide Marine Insurance is able to provide Motorboat insurance quotations to include accidental damage and/or loss and fire and theft cover for gear and equipment including from the boat or locked storage. Damage to underwater gear is also included unless otherwise specified.

White motorboat sailing at speed across the sea

Just like owning any vehicle, owning a motorboat has various risks attached to it. Their capability of high speeds means the potential for personal injury and damage to the watercraft. The likiehood of theft is increased due to the high cost of motor boats, and the possible belongings on board. Therefore, here at Nationwide Marine Insurance, tailored insurance cover can be offered for sports boats, ski boats and more, to help protect you from potential risks.

Summary Of Cover

  • Comprehensive All Year Round Cover - On inland and coastal waters of the UK, including transit risks.
  • Continental Europe extension - Up to a maximum of 30 days.
  • Water-skiers and Water-toys liability can be included.
  • Third Party Liability - up to £3,000,000
  • Policies written by reputable Insurance companies.
  • Reliable claims service.
  • Legal Fees Protection - Optional at an additional premium.
  • Insurance Premium Tax - All premiums quoted include Insurance Premium Tax at the current rate.

Houseboat Insurance

Nationwide Marine Insurance is able to provide Houseboat insurance quotations including All Risks cover for your contents and personal possessions.

Large houseboat moored against a pontoon

When insuring where the place where you live or even let out to holiday makers, it is with utmost importance to ensure that your watercraft is adequately insured. Houseboats are desinged to serve as personal homes or holiday homes, therefore, this Houseboat Insurance can be tailored to the unique risks associated with living on a boat.

Summary Of Cover

  • Automatic houseboat use.
  • All Risks for contents and personal possessions.
  • Protected No Claims Bonus.
  • Cruising UK and Continental Waterways of Western Europe.
  • Policies written by reputable Insurance companies.
  • Reliable claims service.
  • Insurance Premium Tax - All premiums quoted include Insurance Premium Tax at the current rate.

Speedboat Insurance

Nationwide Marine Insurance is able to provide Speedboat insurance quotations to include accidental damage and/or loss and fire and theft cover for gear and equipment including from the boat or locked storage.

Damage to underwater gear is also included unless otherwise specified. Cover is available to cover liability to water-skiers and also of water-skiers, and we can also extend your policy to include towing inflatables.

Red speedboat sailing quickly across the sea

When you are cruising across the water at high speeds, it is crucial that you have the right insurance cover for you and your high-performancee vessel. The increased speed and maneuverability of a speedboat can raise the chances of accidents, collisions, and damage to both the boat itself and others. By obtaining Speedboat Insurance, you can secure financial protection against these potential damages, effectively minimizing the need for significant out-of-pocket expenses. 

Summary Of Cover

  • Comprehensive All Year Round Cover - On inland and coastal waters of the UK, including transit risks.
  • Continental Europe extension - Up to a maximum of 30 days.
  • Water-skiers and Water-toys liability can be included.
  • Third Party Liability - up to £3,000,000
  • Policies written by reputable Insurance companies.
  • Reliable claims service.
  • Legal Fees Protection - Optional at an additional premium.
  • Insurance Premium Tax - All premiums quoted include Insurance Premium Tax at the current rate.

RIB Insurance

Nationwide Marine Insurance is able to provide RIB insurance quotations to include accidental damage and/or loss and fire and theft cover for gear and equipment including from the boat or locked storage.

Damage to underwater gear is also included unless otherwise specified. Cover is available to cover liability to water-skiers and also of water skiers, and we can also extend your policy to include towing inflatables.

Group of people riding in a RIB speedboat

Rigid Inflatable Boats (RIBs) can come with a high purchase and maintenance cost. Therefore, having insurance cover which can protect you in the wake of unexpected events such as accidental damage and injury is vital for RIB owners.

Summary Of Cover

  • Comprehensive All Year Round Cover - On inland and coastal waters of the UK, including transit risks.
  • Continental Europe extension - Up to a maximum of 30 days.
  • Water-skiers and Water-toys liability can be included.
  • Third Party Liability - up to £3,000,000
  • Policies written by reputable Insurance companies.
  • Reliable claims service.
  • Legal Fees Protection - Optional at an additional premium.
  • Insurance Premium Tax - All premiums quoted include Insurance Premium Tax at the current rate.

Laser Insurance

Nationwide Marine Insurance is able to provide Laser insurance quotations to include accidental damage and/or loss and fire & theft cover for gear and equipment including from the boat or locked storage. Racing Risks is included automatically.

Man sailing a laser boat across a lake

A laser boat is a class of single-handed sailing dinghies, which were desinged as racing sasailboats. Our expert advisors aim to ensure that you have the right insurance cover for your laser boat, to protect you and your vessle from any unexpeced hazzards or risks.

Summary Of Cover

  • New For Old Cover - For spars and sails if damaged beyond repair, irrespective of age.4
  • Full Racing Risk Cover - Without deduction for spar and sails apart from the policy excess.
  • Comprehensive All Year Round Cover - On inland and coastal waters of the UK, including transit risks.
  • Continental Europe extension - Up to a maximum of 30 days.
  • Third Party Liability - up to £3,000,000
  • Policies written by reputable Insurance companies.
  • Reliable claims service.
  • Legal Fees Protection - Optional at an additional premium.
  • Insurance Premium Tax - All premiums quoted include Insurance Premium Tax at the current rate.

Narrowboat Insurance

Nationwide Marine Insurance is able to provide Narrowboat insurance quotations to include personal possessions and contents, also live-aboard use.

Narrowboat entering a canal tunnel

At Nationwide Marine, we understand the complexities of owning a narrowboat, wether that is accidental damage, flood or fire to crimianls breaking into your watercraft, we can help to find the right Marine Insurance policy for you. In recent years, narrowboats have been increasingly popular with holiday makers, and residential home owners therefore having the correct and adequate insurance for your vessel is as important as ever.

Summary Of Cover

  • All Risks for contents and personal possessions.
  • Cruising UK and Continental Waterways of Western Europe.
  • Can include houseboat use.
  • Narrowboat charter cover available by special request
  • Protected No Claims Bonus.
  • Third Party Liability - up to £3,000,000.
  • Includes Personal Accident & Medical Benefits cover.
  • Policies written by reputable Insurance companies.
  • Reliable claims service.
  • Insurance Premium Tax - All premiums quoted include Insurance Premium Tax at the current rate.

Jetski Insurance

Nationwide Marine Insurance is able to provide Jetski insurance quotations to include accidental damage and we can cover drivers from the age of 14 (if under 16 they must be accompanied).

Cover is available to cover liability to water-skiers and also of water-skiers, and we can also extend your policy to include towing inflatables.

Man wearing a life jacket while riding a jetski at sea

It can be daunting and time-consuming to find the right insurance policy for your personal watercraft, regardless of the make and model - be it a Kawasaki Jet Ski, AquaTrax, or anything in between. However, you can rely on Nationwide Marine to help ease the process and make it as stress-free as possible. In addition, it is mandatory to show proof of third-party insurance at the majority of marinas, harbors, and in designated mooring/launching spots across the UK. Therefore, making sure you have the appropriate insurance can protect you from any liabilities that may arise. 

Summary Of Cover

  • Fully comprehensive policy.
  • Savings for summer use only.
  • Savings for tracker system & data tag.
  • Third Party Liability £3,000,000
  • Water-skiers & Water-toys liability can be included.
  • Transit and trailer cover included.
  • Savings for RYA PWC qualification.
  • Policies written by reputable Insurance companies.
  • Reliable claims service.
  • Insurance Premium Tax - All premiums quoted include Insurance Premium Tax at the current rate.

Get a quote

Our experienced team are waiting to give you a quote today for all your marine insurance needs